How do you check your credit rating?

Caroline Williams Norfolk Chamber of Commerce

Many businesses aren’t aware that when applying for finance, lenders will check the credit scores of the business and its directors.

Your credit score can be affected by a range of things, including:-

  •  Unpaid bills (yours or others at your address)
  •  Whether you’re on the electoral roll
  •  Paying suppliers promptly
  •  Past searches for credit (including getting quotes for finance or utility contracts)

If you have been surprised to be declined finance it may be worth asking a credit reference agency for your score – visit www.bipa.uk.com  to find out more.

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