Legal Expenses Insurance

  • Norfolk Chamber Legal Expenses Insurance

What is Chamber Legal Expenses Insurance?

As a Norfolk Chamber member you automatically have access to legal services to support and protect your business.

The 24/7 Chamber Legal Advice Line is just a call away offering unlimited telephone-based advice to support you whenever you have a legal, employment, HR or tax query.

You also benefit from £1 million worth of legal expenses insurance to cover the cost of representing your business should you become embroiled in certain legal disputes.

Any business fortunate enough not to have been embroiled in a legal dispute can count themselves lucky. No matter how well you plan and manage your business you never know when you are going to face unexpected, expensive legal and professional fees.

In addition to the many employment related disputes businesses also find themselves having to defend Inland Revenue investigations and HSE prosecutions. Your business could also find itself involved in legal disputes relating to its property or with a Landlord.

What Does the Insurance Cover?

  • £1,000,000 of cover in the aggregate and £100,000 per claim with no excess.
Employment Disputes – The cost of defending actions brought by employees including unfair dismissal & discrimination claims. 
Employment Awards – Covers the employment tribunal compensation award in the event of failure in your employment representation. 
Prosecution Defence – Cost of defending a prosecution for an offence relating to your business activities including the Health & Safety at Work Act 1974. 
Tax, VAT, PAYE and NIC Investigations – Cover is provided to pay professional fees resulting from in depth investigations. 
Licence Protection – Where your business is dependent on holding a statutory licence in order to trade, cover is provided for appeal costs where the license is at threat. 
Data Protection Act – Cost of defending civil proceedings bought against your business under the Data Protection Act. 
Property Legal Protection – Enables your business to pursue legal rights arising from negligent acts of others affecting your property. 
Landlord Disputes – Representing your interests in disputes with landlords over the business lease or tenancy agreement. 

Full Legal Expeneses Insurance Policy Wording

What does it cost?

Nothing – as a member of the Norfolk Chamber the legal expenses insurance is included within your membership.

Legal Documentation Library

A successful business relies upon sound relationships with customers, suppliers and other business partners and it is essential to get the paperwork right to ensure that the business’ interests are appropriately protected.
The Legal & Business documents available from this part of the website include template contracts and agreements, letters, company and partnership documents, and a range of other template documents that can help you manage your business affairs and protect your business interests.

As part of this service you have access to over 150 downloadable documents which are designed to be used in conjunction with the legal advice line.

The documents are broadly categorised into the areas:

  • Business Documents
  • Business Letters
  • Company Documents
  • Company Meeting Documents
  • Partnership Documents
  • Debt Recovery
  • Landlord & Tenant

How do you access it?

To access your Chamber Legal Advice line benefit simply call 01455 852037 or head to the document library here

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